High income taxes can have a negative impact on your cash flow at retirement.  Lower taxes at retirement can mean more cash flow for spending, saving or giving away, a reduced draw on your assets, more peace of mind during retirement, and most important a stronger financial outlook. We work in conjunction with your CPA to help you plan and implement strategies designed to reduce your taxes and increase your income at retirement. 

This includes:

• Assessing the taxable nature of your current holdings
• Integrating IRA planning
• Assessing strategies to include tax-free or tax-deferred dollars in your plan
• Identifying which tax categories to draw income from first to potentially reduce the tax burden
• Identifying ways to leverage your qualified money to leave tax-free dollars to your beneficiaries